BizBooks vs Wave
For Nigerian companies in 2026. Last checked 28 September 2026.
The short answer
Wave still works in Nigeria for bookkeeping, but it no longer sends invoices or reminders outside the US and Canada, and its payments and payroll are US and Canada only. BizBooks keeps Wave's simple approach and adds what Nigerian companies need: invoices and reminders that send, Paystack and Flutterwave payments, 2026 PAYE payroll and a Nigerian tax calendar.
Feature by feature
| Feature | BizBooks | Wave (in Nigeria) |
|---|---|---|
| Send invoices by email with automatic reminders | Not outside the US and Canada | |
| Clients pay online with Paystack or Flutterwave | Built in, into your own account | |
| Payroll with 2026 PAYE, pension and NHF, payslips and a bank upload file | US and Canada only | |
| Nigerian VAT and withholding tax on invoices | VAT set up by hand; no WHT | |
| Tax calendar for VAT, WHT, PAYE and pension deadlines | ||
| Retainers: recurring invoices and recurring expenses | Can't send automatically | |
| Free plan | Unlimited invoices, payroll for 3 people | Free, but can't send invoices |
| Done-for-you bookkeeping, tax and payroll | BizBooks Advisors | Not in Nigeria |
| Bring your history across from Wave or Zoho Books | Clients, invoices, services and retainers, read automatically | Customer lists by CSV |
| NRS e-invoicing (Merchant-Buyer Solution) | On our roadmap | |
| Inventory, projects and timesheets |
Where BizBooks is ahead
Invoices and reminders that actually send
Email or WhatsApp an invoice in a minute, with automatic reminders before and after the due date. No downloading PDFs and emailing them yourself.
Payments through Nigerian gateways
Your own Paystack or Flutterwave account, so clients pay by card, transfer or USSD and the invoice is marked paid automatically.
Payroll and PAYE for Nigeria
2026 PAYE bands, pension, NHF, payslips and a bank schedule. Wave Payroll is for US and Canadian businesses.
The same simple overview
Cash flow, profit and loss, and who owes what, on one screen, like Wave, plus VAT, WHT and PAYE deadlines.
Where Wave is ahead
We'd rather you choose well than switch twice.
- Wave is free for bookkeeping and has years of polish in its double-entry accounting and bank connections for North American banks.
Switch from Wave in three steps
- 1
In Wave, go to Reports → Account Transactions, choose All time and Accrual, and export CSV. Or use Settings → Data Export for Accounting and Sales.
- 2
Export your customer list as CSV for emails and phone numbers.
- 3
In BizBooks, open Settings → Import and drop in the files. We rebuild each invoice with its services and VAT, spot your retainers and set them up as recurring invoices.
Imported invoices never email your clients, and importing the same file twice is safe. Step-by-step guide: moving your books from Wave or Zoho Books.
Questions
Why can't I send invoices from Wave in Nigeria?
Wave told users outside the US and Canada that sending invoices and reminders from Wave is no longer available. You can still create invoices and keep books, but delivery and reminders are manual.
Can I import my Wave invoices into BizBooks?
Yes. Upload Wave's Account Transactions report or its data export as CSV. BizBooks rebuilds each invoice with client, number, date, services and VAT, and spots monthly retainers so you can keep them running.
Is BizBooks free like Wave?
Yes, BizBooks has a free plan with unlimited invoices, online payments, expenses, tax tracking and payroll for up to 3 people. Pro adds automation and payroll for your whole team.